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Comprehensive Back-End Focused Product & Pricing Engine

With the Product & Pricing Group you can accurately evaluate the current value of your mortgage pipeline and optimize profits at time of loan sale. Clients receive mark to market reports of locked pipeline and best execution options to determine max profitability of loan sales on a daily basis.

Loan-Level Pricing for Every Client, Investor & Channel

Daily Mark to Market Report

product-pricing-loan-level-225MCT provides our Product & Pricing clients with a daily Mark to Market of their locked pipeline and Best Execution of their loans available for sale.

Automated pricing component compilation through our proprietary loan pipeline management software, MCTlive! to ensure accurately compiled base rates, LLPA tables, SRP schedules, adjustment grids and underwriting eligibility on a daily basis.

Robust Delivery Options

Product & Pricing clients have the ability to submit bulk tapes to eligible investors with the click of a button. Accurate pricing is achieved through automated pricing compilation.

  • Provides loan level pricing details across the client’s suite of investors allowing them to accurately evaluate the value of their pipeline and optimize profits at time of loan sale.
  • The Product & Pricing Group acts as a conduit to bring investors and clients together in order to broaden our client’s product offering.

Product & Pricing Group: How It Works

MCT works with our clients and directly with investors to compile base rates, LLPA tables, SRP schedules, adjustment grids and underwriting eligibility on a daily basis.

The Product & Pricing Group is managed out of our San Diego headquarters by Benjamin Coll, who has 20 years experience at depository institutions and independent mortgage bankers, and is supported by senior MCT staff with pricing, loan eligibility, and database experience.

  • Data points are aggregated to produce accurate loan level pricing & eligibility to our clients for both Mark to Market and Best Execution purposes.
  • Accurate pricing & eligibility is provided for all available investor delivery methods; best efforts, mandatory, AOT/DT and single loan mandatory.

Product & Pricing Group: Benefits

MCT provides our clients with a daily Mark to Market of their locked pipeline and Best Execution of their loans available for sale to evaluate value of pipeline as well as profitability.

Precise

Pricing component compilation is automated to ensure accuracy.

Ease Of Use

Stacks Net Sell price per loan by investor; best to worst.

Guidance

MCT Traders will commit loans to investors on our client’s behalf.

Flexible

Ability for clients to show all investors or hide specific investors from Best Execution due to investor operational inefficiencies.

Robust Delivery Options

Ability for clients to submit bulk tapes to eligible investors with the click of a button.

Our seasoned team of capital markets experts will ensure unparalleled support, guidance, and product knowledge to improve your mortgage banking experience.

Benjamin Coll
Product & Pricing Director

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Getting Started

Request a quick introductory call to learn more about our new Product & Pricing Group.

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