Calculate your Potential Profitability & Efficiency Gains with MCT
MCT has helped earn an extra $230,000,000 for lenders in Q1 2022, or $750,000 in additional profits per client on average. Discover how MCT can bring your BPS back by adding your custom inputs to the hedge advisory calculator below.
Ready to bring the BPS back? Contact MCT to learn how our services are adding profitability and efficiency for clients.
Capital Markets Software to Improve Profitability
MCT leverages unique software and services like BAM Marketplace, bid tape AOT, and Trade Auction Manager to help clients squeeze every basis point from their best execution loan sale strategy. Learn more about each software or service below.
Mandatory Loan Sales
MCT is known for guiding clients through the process of switching to mandatory loan sales. Industry expertise combined with loan pipeline software, like MCTlive!, have earned clients more money selling their loans on the secondary market.
Investor Set Optimization
Ensuring investor set optimization can have dramatic effects on your profitability, especially during market volatility. Leverage MCT’s referral network and shadow investor pricing in BAM Marketplace to learn which investors could give you additional lift.
Bid Tape AOT
The bid tape assignment of trade (AOT) combines the granularity of price available via bid tape with the cash benefits of assigning the trade, which have historically been mutually exclusive. One of the main benefits of AOT execution is the savings on the bid-offer spread.
BAM Marketplace is the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. Maximized liquidity, eliminated barriers, and optimized execution.
Trade Auction Manager
TAM digitizes the historically phone-based communication process of buying and selling TBAs within a browser-based Request for Quote (RFQ) software system that supports up to 8 competitive bids and drives best execution on your trades.
“Since implementing pipeline hedging and best execution loan sales with MCT, First Bank has realized a total net profitability increase of 52 basis points.”
Software for Mortgage Lenders to Improve Efficiency
Clients of MCT are leveraging a variety of tools like data writeback service, Rapid Commit for GSEs, and loan sale setup technology. Learn more about these services below.
Data Writeback Service
Inputting loan sale information can be time consuming and riddled with data entry errors. With our data writeback tool, all loan sale information can be automatically written into certain LOS platforms.
GSE Time Savings
For those with GSE approval, Rapid Commit integrates with Fannie Mae and Freddie Mac to automate loan pricing and commitment. This automation offers intelligent best execution capability and efficiency.
Loan Sale Setup
MCT’s software was created by secondary marketing professionals for secondary marketing professionals. Loan sale setup, bid tape management and execution have automation implemented at every turn.